Support During The Review Process
Suffering a long term disability can turn your life upside down. However, the impact of a disabling condition can be reduced to some extent if you are able to receive disability insurance benefits. If you have disability insurance through your employer or if you purchased a policy individually, these benefits will provide a percentage of your monthly salary during the period of time that you are unable to work. Clearly, it is critical that your claim for LTD benefits passes the stringent review carried out by your insurance company during the review process. Our skilled team of advocates can offer some invaluable support and guidance during this important stage in your LTD claim.
Be Proactive: Hire an LTD Lawyer Early on in the Process
The most significant way in which we can support you at this stage is by being proactive. Our job is to anticipate any obstacles that the insurance company might place on the way to deny you benefits or to stall your claim. Attorney Ramos will personally help you understand the review process and identify the elements needed to prove your case. Our staff will go through your claim before it is filed with the insurer and verify that all necessary documentation is included in order to preempt, as best as we can, any possible denials or delay tactics.
We also check if you have the necessary statements from qualified physicians backing up your disability claim. Your doctor needs to properly state the nature of your physical or mental condition, and provide opinions on how they impair your ability to carry out your work duties. At RamosLaw, we deal with most major disability insurers on a regular basis. We bring this knowledge to bear by helping you address any possible deficiencies in your claim well in advance.
Keep in mind that the insurer’s focus is on keeping their claim liability to a minimum. This means that they will be actively scrutinizing claims with a view to finding deficiencies during the review. With us by your side, you have the assistance you need to submit a well supported claim as well as address any queries that may be raised by the insurance company during the initial application or a subsequent review.
For a free consultation with a Connecticut or Massachusetts Long Term Disability Lawyer, you can contact us or call toll free (855) 946-7266.